Commercial Insurance Services

Commercial Insurance Services

Commercial Lines business is handled in our Commercial Risks Department which is staffed with a team of Marketing & Sales professionals (Account Executives) and their administrative assistants. As brokers, our primary duty, after getting to understand your business, is to provide you with risk management advice to enable the efficient and effective handling of the risks inherent in your business.

For risks that are insurable, we will recommend the best insurance coverages from approved local and/or international insurance companies. For uninsurable risks, we work with our clients to determine how best to eliminate and/or reduce those risk exposures, while making recommendations for risk improvements.

The range of the insurance products and services available for commercial enterprises fall under 5 broad headings:-

Loss of or damage to physical property and Consequential Loss

  • Property All Risks on buildings, stock,
    machinery etc.
  • Engineering/Machinery Breakdown
  • Theft of money or goods by employees
    or others

Aviation and Marine

  • hull and liability

Loss of or damage to Motor Vehicles, including Special Type vehicles, and Third Party Liability

  • Private cars
  • Pickups, buses, trucks and other heavy vehicles
  • Third party liability for bodily injury and property damage

Contractors’ All Risks

  • Including; Performance, Tender, Bid bonds etc.

Legal liabilities to employees and to the public

  • Employers’ Liability
  • Public Liability
  • Products Liability
  • Directors & Officers Liability
  • Professional Liability
  • Errors & Omissions Liability
  • Libel & Slander Liability
Our Commercial Lines Division is responsible for servicing all commercial clients and the unit is staffed with 8 Marketing & Sales staff (Account Executives) and their administrative assistants. As broker, our primary duty, after getting to understand your business, is to provide you with risk management advice to enable the efficient and effective handling of the risks inherent in your business.